Paperless-ngx
Focus: documents, ocr and github. Shares self-hosted and open source with Actual Budget. Rated 4.7 (Actual Budget: 4.6).
Web AppFreeWeb, Linux
4.7Visit
Web App
Actual Budget
A local-first, open-source budgeting app built on envelope budgeting.
Built with love by Shushant Lakhyani. Building bestproductivityresources.com
What is Actual Budget?
Actual Budget is a free, open-source personal finance app that uses envelope budgeting, so every unit of money gets a job before you spend it. Your data stays on your device and syncs through a server you can host yourself, with optional end-to-end encryption, bank imports and detailed reports.
Pros
- Envelope budgeting done well
- Data stays under your control
- Optional end-to-end encryption
Cons
- Syncing needs a self-hosted or paid hosted server
- Bank sync only works in some regions
Who should use Actual Budget
People who want a private, hands-on budget without a monthly subscription.
Who may not need it
Anyone who wants fully automatic, set-and-forget spending tracking.
Actual Budget alternatives
Similar resources to Actual Budget, picked from the directory.
Colota
Focus: gps, location tracking and android. Shares self-hosted and open source with Actual Budget. An Android app, not a web app. Adds Android. Rated 4.4 (Actual Budget: 4.6).
Android AppFreeAndroid
4.4Visit
Bitwarden
Focus: password manager, security and passkeys. Shares open source with Actual Budget. Freemium (Actual Budget: Free). Adds iOS, Android and Chrome. Rated 4.8 (Actual Budget: 4.6).
Web AppFree planWeb, Windows
4.8Visit
Todoist
Focus: gtd, todo and capture. Also in Personal Productivity and Organization, like Actual Budget. A mobile app, not a web app. Freemium (Actual Budget: Free). Adds iOS and Android. Same 4.6 rating.
Mobile AppFree planWeb, iOS
4.6Visit
Spliit
Focus: expense splitting, shared costs and travel. Shares open source with Actual Budget. Rated 4.5 (Actual Budget: 4.6).
Web AppFreeWeb
4.5Visit
Myriad
Focus: homepage, personal site and rust. Shares self-hosted with Actual Budget. Rated 4.4 (Actual Budget: 4.6).
Web AppFreeCross-Platform
4.4Visit
Free alternatives to Actual Budget
Free resources that cover similar ground.
openGym
Focus: fitness, workout tracker and pwa. Shares self-hosted with Actual Budget. Adds iOS and Android. Rated 4.3 (Actual Budget: 4.6).
Web AppFreeWeb, iOS
4.3Visit
Loop
Focus: macos, window manager and productivity. Shares open source with Actual Budget. A Mac app, not a web app. Rated 4.8 (Actual Budget: 4.6).
Mac AppFreemacOS
4.8Visit
KeePassXC
Focus: password manager, security and offline. Shares open source with Actual Budget. A desktop app, not a web app. Adds Chrome, Firefox and Offline. Rated 4.7 (Actual Budget: 4.6).
Desktop AppFreeWindows, macOS
4.7Visit
Rectangle
Focus: window manager, window snapping and raycast alternative. Shares open source with Actual Budget. A Mac app, not a web app. Rated 4.7 (Actual Budget: 4.6).
Mac AppFreemacOS
4.7Visit
Speakr
Focus: transcription, audio and privacy. Shares self-hosted and open source with Actual Budget. Rated 4.7 (Actual Budget: 4.6).
Web AppFreeWeb, Linux
4.7Visit
Maccy
Focus: clipboard manager, clipboard history and raycast alternative. Shares open source with Actual Budget. A Mac app, not a web app. Same 4.6 rating.
Mac AppFreemacOS
4.6Visit
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