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GitHub Copilot Guide

Use GitHub Copilot’s completions, chat, agents, and code review well, and pick the right plan

  • 12 bite-sized sections
  • 3 min read
  • Free, no signup

Short answer

A free GitHub Copilot guide as of October 2026: what Copilot does, the plans from Free to Enterprise, AI Credits and usage-based billing, code completions and next edit suggestions, Copilot Chat, agent mode in your editor, the cloud coding agent, third-party agents such as Claude and Codex, code review, Copilot CLI and the Copilot app, MCP, custom instructions, model choice, writing good tasks, and staying safe.

Updated

Built with love by Shushant Lakhyani. Building bestproductivityresources.com

Inside this guide

Short cards you can read in order or jump straight to. Tap the link icon on any card to share just that part.

01

What GitHub Copilot does

GitHub Copilot is GitHub’s AI coding assistant. It suggests code as you type, answers questions about your codebase, makes multi-file changes, reviews pull requests, and can work on issues by itself in the cloud.

Copilot writes code fast. You still own what gets merged.

02

Plans and prices

Free
Limited completions and chat, with automatic model selection
Pro
$10 a month, 1,500 AI Credits, cloud agent and code review
Pro+
$39 a month, 7,000 AI Credits, premium models including Claude Opus
Max
$100 a month, 20,000 AI Credits, priority model access
Business
$19 per seat a month, with admin controls
Enterprise
$39 per seat a month, needs GitHub Enterprise Cloud

Verified students get Copilot free. Check GitHub’s plans page for current details.

03

How AI Credits work

In 2026, Copilot moved to usage-based billing, with AI Credits worth one cent each. Code completions and next edit suggestions on paid plans do not use credits. Chat, agent mode, code review, and the CLI do, and bigger models use more.

04

Completions and next edits

  • Accept a suggestion with Tab
  • Write a clear comment or function name first to guide it
  • Next edit suggestions predict the change you will make next
  • Keep related files open so Copilot has context
05

Chat and agent mode

  • Ask Copilot Chat to explain code, find bugs, or write tests
  • Use agent mode for multi-file changes inside your editor
  • Review each change before accepting it

Add input validation to the signup form. Follow the patterns in the existing forms, add tests, and run them. Do not change the API.

06

The cloud coding agent

  • Assign a GitHub issue to Copilot
  • It works in a cloud environment and opens a pull request
  • Review the pull request like a teammate’s work
  • Comment on the pull request to ask for changes
07

Third-party agents

On paid plans, you can hand tasks to other coding agents, such as Claude and OpenAI Codex, from inside GitHub, and compare their results.

08

Code review

  • Request Copilot as a reviewer on a pull request
  • Use its comments as a first pass, not the final review
  • Keep a human reviewer for anything important
09

CLI, app, and MCP

  • Copilot CLI brings the agent to your terminal
  • The Copilot app lets you manage agent work in one place
  • MCP servers connect Copilot to tools and data outside GitHub
10

Custom instructions

Add a .github/copilot-instructions.md file to your repository with your coding standards, test commands, and rules. Copilot reads it for every request in that repository.

11

Choose the right model

  • Use fast, cheaper models for small edits and questions
  • Use premium models for hard bugs and big refactors
  • Watch your credit use in your billing settings
12

Stay safe

  • Never commit secrets; Copilot can suggest them from context
  • Run tests and security checks on AI code
  • Check licences when suggestions look copied
  • Set spending limits so agents do not run up costs

The golden rule

Do not merge Copilot’s code because it looks right. Give it clear tasks and good instructions, let it do the typing, and review and test every change like it came from a new teammate.

  • Plans
  • AI Credits
  • Completions
  • Agent mode
  • Cloud agent
  • Code review
  • Instructions

Add a copilot-instructions.md file to one repository today and assign Copilot one small issue.

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Frequently asked questions

The quick answers, if you just need the gist.

What does “GitHub Copilot Guide” cover?
It has 12 sections, starting with “What GitHub Copilot does”, “Plans and prices”, “How AI Credits work” and “Completions and next edits”, plus 8 more sections.
How long does it take to read?
About 3 minutes. Every section is a short, self-contained card, so you can jump straight to the part you need.
Is this guide free?
Yes. The full guide is free to read on this page, with no sign-up.
When was this guide last updated?
It was last updated in October 2026.

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